Business Loans
There’s no doubt that one of the greatest challenges facing any business owner is properly managing the finances of the company. The questions can seem small, such as choosing the right checking account. Or they can loom larger. Lease or build? Expand? Diversify?

We're here to serve as your financial partner; to nurture the future growth and stability of your company. We offer an array of lending programs, all with the built-in flexibility and responsiveness that can only come from a local banking leader.

Construction/Real Estate Loans
Finding the right banking partner to handle construction and real estate loans is crucial to any development project. With more than 100 years of combined experience, in small business lending and construction loans, our Commercial Relationship Managers have the highest degree of expertise in the Greenwood area when it comes to handling these loans. We know the market better than anyone, putting us in the best position to develop the best lending package possible for you.

Revolving Lines of Credit
A revolving line of credit may be the ideal solution for short-term financing, giving you funds for day-to-day operations. When you set up a line of credit, you can access the exact amount of money you need, when you need it. This means you aren’t borrowing too much money at any given time, which saves you money on interest.

Business Equipment Loans
Staying in step with the equipment and technology requirements can be quite a challenge. Whatever your need, your Commercial Relationship Manager can tailor a lending program that works for you.

Flexible financing options are available to include refinancing an existing loan to increase cash flow. You can make your payments through traditional forms of payment or through several electronic banking options.

Start-up/Expansion Loans
Whether you’re securing funding to get a new business venture off the ground or looking for working capital to fuel growth, you can rely on the Countybank commercial banking team. Just give us a call, and we’ll show you how easy it is to you take your company to the next level.

Small Business Administration Loans
The Small Business Administration enables lending partners like Countybank to provide financing to small businesses when funding is otherwise unavailable on conventional terms. In these cases, the SBA guarantees major portions of loans made on behalf of eligible businesses.

Our Commercial Relationship Managers are highly experienced in putting SBA loan programs to work for local businesses; it’s just another tool we have in a wide range of commercial lending opportunities.