Personal Savings
Savings accounts are an important part of any personal cash management program, offering the benefit of interest earnings with various levels of liquidity. From traditional savings to short and long term certificates of deposit, we offer a variety of accounts with different features and benefits, to meet individual savings needs.

Classic Savings
Classic Savings is the perfect account for those who want an interest-bearing savings account but don’t want to maintain a high minimum balance. It is a simple, yet effective, way to meet your financial objectives through a savings plan.

With an opening balance of $100, receive these important benefits:

  • Interest calculated daily
  • Interest paid monthly
  • Access to your funds with 24-hour ATM withdrawals
  • Check your balance and transfer your funds with 24-Hour TeleBank
  • Unlimited online banking usage
  • Two withdrawals per month*

When you maintain a $200 minimum balance, you have:

  • No monthly maintenance fee of $3.50
  • Interest earned on any balance

* Withdrawals include transactions at ATMs, teller lines, by telephone or other electronic means. Accounts may not exceed six (6) preauthorized withdrawals per month. Pre-authorized withdrawals include transfers by TeleBank, Online Banking, deposit overdraft protection transfers, etc. None of the allowed six may be payments to third parties.

Current rates

Youth Savings
Designed specifically for those who are 18 and under, Youth Savings makes it easy for young people to get a head start on developing good savings habits. With an opening balance of just $25, you’ll get all these benefits:

  • Interest calculated daily
  • Interest paid monthly
  • Earn interest when minimum balance is maintained
  • Two withdrawals per month*

When you maintain a $25 minimum balance, you have:

  • No monthly maintenance fee of $3.50

* Withdrawals include transactions at ATMs, teller lines, by telephone or other electronic means. Accounts may not exceed six (6) preauthorized withdrawals per month. Pre-authorized withdrawals include transfers by TeleBank, Online Banking, deposit overdraft protection transfers, etc. None of the allowed six may be payments to third parties.

Current rates

ValuePlus Money Market
ValuePlus Money Market is an investment account that pays a higher market rate than traditional savings, yet doesn’t tie up your money in a Certificate of Deposit. It offers six tiers of interest based on the amount you have in your account. When you maintain a minimum balance of $1,000, there is no maintenance fee.

An opening deposit of $1,000 is all it takes to start earning market-level interest rates while taking advantage of these value-added features:

  • Interest calculated daily
  • Interest paid monthly
  • Earned interest on any balance
  • Six interest rate tiers
  • Unlimited lobby and ATM transactions
  • Check balance and transfer funds with 24-Hour TeleBank
  • Unlimited Online Banking usage
  • Six transactions per month*
  • $10 service fee for excess transactions

When you maintain a $1,000 minimum balance, you have:

  • No monthly maintenance fee of $10

Balance Tiers:

  • Less than $1,000
  • $1,000 – 9,999.99
  • $10,000 – 49,999.99
  • $50,000 – 99,9999.99
  • $100,000 and up

* You may make six (6) transfers from your account each four (4) weeks or similar period by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers or withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Current rates

Investment Money Market
Investment Money Market is an advanced money market account that pays an investment market rate while maintaining your FDIC deposit insurance. When you maintain a minimum balance of $10,000, there is no monthly maintenance fee.

An opening deposit of $10,000 is all it takes to start earning market-level interest rates while taking advantage of these value-added features:

  • Interest calculated daily
  • Interest paid monthly
  • Earn interest on any balance
  • Six interest rate tiers
  • Unlimited lobby transactions
  • Check balance and transfer funds with 24-Hour TeleBank
  • Unlimited Online Banking usage
  • Six transactions per month.*
  • $15 service fee for excess transactions

When you maintain a $10,000 minimum balance, you have:

  • No monthly maintenance fee of $15

Balance Tiers:

  • Less than $10,000
  • $10,000 - $24,999.99
  • $25,000 - $49,999.99
  • $50,000 - $74,999.99
  • $75,000 - $99,999.99
  • $100,000 and up

* You may make six (6) transfers from your account each four (4) weeks or similar period by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers or withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Current rates

Certificate of Deposit
Earn additional interest with a fixed-rate time deposit. A Certificate of Deposit account pays interest over a selected time period, ranging from 1 month to 4 years.

Maturity Minimum Deposit
1 month CD* $1,000
3 month CD* $1,000
6 month CD* $1,000
9 month CD* $1,000
12 month CD* $1,000
18 month CD* $1,000
24 month CD* $1,000
30 month CD* $1,000
36 month CD* $1,000

*A penalty may be imposed for early withdrawal

Fees may reduce the earnings on interest bearing accounts.

Current rates

HSA Money Market
This account allows you to accumulate funds for potential future medical expenses, the HSA Money Market will provide you several tiered interest-bearing options.  Interest income is accumulated tax free. Learn more.